Offer certainty before the payment. Not after the loss.
Add real-time account verification to your payment journeys and instantly reduce misdirected payments, fraud, and compliance headaches.
You don’t know if your customers are paying the right person.
Verification is already mandatory in many regions across the globe. What matters is what comes back. Patchy coverage returns nothing useful. Noisy close matches teach your customers to click straight through the warning. A slow response arrives after they've already confirmed. And a result nobody can act on is a box ticked, not a payment protected.
In milliseconds, we verify whether the payee name entered by the payer matches the account identifier held by the receiving bank, before the payment is authorized.
MATCH
The name your customer entered is the name on the account. The payment goes through without a second thought.
CLOSE MATCH
The name is a close match, but not exact. Most of these are honest mistakes and some of them are fraud. Where the scheme permits, the bank can show the recognized name or a suggestion so the payer can correct mistyped errors.
NO MATCH
The name doesn’t belong to the account. Either the details are wrong, or the payee isn’t who your customer thinks. Either way, the payment stops before the money moves.
Prevent loss without adding friction.
With account verification, you can easily avoid costly redirected payments and fraud paybacks in real-time while removing hurdles from your customers’ experience.
Two ways to run the same check.
Integrate verification into your payment flow through our API, or use the SurePay Portal for checks without a full implementation. Verification Of Payee and Confirmation of Payee, from one provider.
Certainty at scale. From 10 checks to 10 million.
Whether you’re a bank safeguarding millions of customers or a financial institution processing bulk payments, our solution scales with your needs and volume.
We wrote the book on IBAN name checks.
SurePay started as an IBAN name check inside one of the Netherlands' largest banks and became the account verification standard across Europe and the UK. We process approximately 10–12 million European VOP checks per day, are multi region active-active, and have key data connections across the globe that improve our reach the quality of our matching.
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Partnering with the best in payments.
Our PSP customers keep renewing their contracts for a reason. Learn why, in their words.
“We plugged the API into our payment flow and gave the portal to our compliance team. Misdirected payments vanished.”
“We selected SurePay to support our delivery of CoP, because of their experience in the Dutch market and excellent understanding of complex name matching issues.”
“We are committed to protecting our customers from fraud and Confirmation of Payee is a valuable tool in achieving that.”
Built for the rules you have, and the ones coming next.
VOP and CoP are live today. The EU's Payment Services Regulation, PSD3 and the AML Regulation build on top of them. With one integration, you can cover what's here now and what's still to come.